The first-time driver insurance

    Your own car insurance instead of the parents insured – with us you are independent and usually cheaper way. In the first year you even get 10% discount and the guarantee that your contribution can not rise. After one year of driving, you decide for yourself whether the novice driver insurance is the right thing for you.

    Do you need insurance immediately, or do you inform yourself first?

    I need insurance immediately and eVB number

    You can complete your Fahranfängerversicherung in a few steps with us and then immediately get an eVB number , with which you can register your car. And then what?

    Then you download our app BetterDrive. This measures in the future your driving style with the help of GPS. For each trip various factors such as acceleration and braking behavior are checked. The result is a score that you get for the first time after 400 kilometers. Billing at the end of the year is based on this score. Depending on how high you are – between 0 and 100 is possible – there is then the corresponding discount of up to 30% on the annual contribution of your car insurance. For the entire first year, you also get a starting discount of 10%, that’s for sure!

    I need insurance only in the future

    You can test our BetterDrive app for free . That is the basis for our beginner driver insurance. How does this work?

    The app BetterDrive measures your driving style using GPS. For each trip various factors such as acceleration and braking behavior are checked. The result is a score that you get for the first time after 400 kilometers. The score is the basis for your insurance contribution. The closer you get to the maximum score of 100, the more you save – up to 30% each year .

    If you test the app, you’ll already get feedback on how to improve your driving style. You can also get a good score, which will benefit you when you take out the insurance. Example: You test the app and after 400 kilometers have a score that means 20% savings. In any case, in the first year of insurance, we will still top 10% on top of that. Means: If you take out the insurance, you save in the first year of insurance directly 30%! The settlement at the end of the year, which determines your contribution for the following year, is then based again on your experienced score, which is between 0 and 100.

    That’s why the beginner insurance is the optimal solution for you

    • Tailored to young riders between 18 and 28 (when you are older, click here)
    • Good driving style is rewarded with contribution savings of up to 30% per year.
    • With the feedback in the app you can become an even better driver.
    • With the novice driver insurance you can directly experience your own damage-free years.
    • We guarantee you the contribution for the current insurance year. With this confidence bonus you have time to improve your driving style with the help of the app.